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How to Make a Family Fun Fund
A family fun fund is a savings fund to spend on anything the family wants. The idea is to contribute to it over a year and to spend it at the end of the year on something that the family wants as a whole.
Decide together as a family that you will create a fun fund.
Decide the time of year for the fund.There are special times that you can aim towards for the end date of the fund. Or, you can just get going now and use any time of the year. Special times of the year to aim for include:
- Christmas time (this is a great time if a vacation is to follow)
- An anniversary of a family-important occasion
- A birthday
- The birth of a baby
- The return of a family member from overseas
- The start of a long vacation period
Decide what the fund will be for.This isn't necessary, as you might prefer to have a spontaneous pot of money available to spend on anything but it can make it more exciting and motivational to have a goal to save for. For example, a family holiday, an enhancement to an outdoor area, a large electronic item such as a new TV or computer, etc. are some things to consider.
Decide where the money will be kept.Consider making a jar with a label and place it somewhere accessible in the house but out of sight.
Have all family members contribute to the family fun fund at least once a week.The amount can be decided in advance, or can be based on what people have left over. It is a sensible idea to bank the savings regularly to avoid loss if you are burgled. You might need to open a special account just for this.
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